Six questions. Two minutes. The Gap Index maps your current setup and shows you the estimated annual value sitting in your existing spend.
Question 1 of 60%
01 / 06
Which premium cards do you currently hold?
Select all that apply.
Amex Platinum
Amex Gold
Amex Centurion (Black Card)
Delta SkyMiles® Reserve American Express
United Club Infinite
Citi AAdvantage Executive
Chase Sapphire Reserve
Chase Sapphire Preferred
Capital One Venture X
None — I don't currently hold premium cards
02 / 06
What is your approximate credit score?
The card approval path requires a minimum of 720. This is a mechanical gate, not a judgment.
800 or above
760–799
720–759
680–719
Below 680
03 / 06
How much could your household route through premium cards annually?
Include spend currently paid by check, bank transfer, or cash that could go on a card.
$300,000 or more
$150,000–$299,999
$100,000–$149,999
$75,000–$99,999
Under $75,000
04 / 06
How many personal trips do you take per year?
15 or more
9–14
4–8
Fewer than 4
05 / 06
What cabin do you typically fly?
Economy — always or almost always
Economy, but I pay cash for upgrades occasionally
Business class on longer routes, economy on shorter ones
Business or first on most flights
06 / 06
Which best describes your current travel experience?
Boarding group 4 or 5 on every flight — I'm not in any system
Occasional unpredictable upgrades — nothing I can count on
I have some status but hotel treatment hasn't changed at all
Consistent upgrades and recognized at hotels — the system works
Your Gap Index
Here's what your spend is leaving behind.
Estimated Annual Value in Your Current Spend
$—
Based on your inputs · same spend · correct routing · outcomes vary
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The next step
The Gap Index shows you the range. The Architecture shows you the exact number — every dollar, every correction, your specific routing plan. Delivered on screen in 15 minutes.
Investment protected · If The Architecture can't produce a clear path forward, we return it.
Gap Index Complete
The Architecture is built for a specific profile.
The Architecture is built for households routing $100,000 or more annually through premium cards, with a 720+ credit profile and four or more personal trips per year. Based on your inputs, some recommendations may not produce their full value for your current setup.
You're welcome to proceed — or revisit when your situation changes.